Civil Service Retirement System (CSRS)

CSRS was started on August 1, 1920. Federal Employees who came into service before January 1, 1984 (and meet other conditions) are covered by this retirement system.

Under CSRS, Federal Employees will receive a basic annuity that is based on their years of service, age, when they retire, and other factors. They may contribute anywhere from 7%-8% of their base pay toward the CSRS system, with their employing agency giving a contribution match.
CSRS covered employees may also choose to increase retirement benefits through contributions of their pay to a voluntary contribution account and/or the TSP Voluntary Contribution Plan. Up to 10% of their base pay may be contributed in this way.

However, the government doesn’t match these contributions
.

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